Archive for June, 2009

Convenient Or Costly? Evaluating Credit Card’s Hidden Fees

A credit card is something which is carried by most people these days, being that there are the most convenient form of paying for goods and services. For many cardholders, they are also the most expensive way to pay; whether they realize it or not – and in all too many cases, they do not.
[...]


Best Mortgage Rates in Canada at the Click of a Mouse

Don’t torture yourself by browsing your phone book or listening to word of mouth when it comes to finding the best mortgage rates in Canada.  Seriously, who uses the phone book anymore? Just the other day, I was driving by a condominium complex.  There were about 300 phone books sitting there in the rain waiting [...]


How to Find the Lowest Alberta Mortgage Rates

When you’re looking for the lowest Alberta mortgage rates, the answer is simple–go online first.  Finding the best mortgage rate is hard work.  When you go online, you’ll find the best mortgage promotions in the Alberta province.
Although Alberta’s economy has finally seen some of the impact of the slumping economy on a global level, Canada [...]


Find a Long Term Solution to Debt. Earn that Higher Learning Degree!

People who have Bachelor’s Degrees earn on average $26,000 more a year than those with just a high school diploma, according to numbers released by the Census Bureau last week. These numbers were for the year 2007 and were gathered from a survey on educational attainment in the United States.
The percent of people who have [...]


Debt Free America

The financial crisis in America is not an unknown topic. Probably it is the most talked about subject on news bulletins nowadays. With the downfall of several of the biggest finance companies, customers have experienced losses, and are even now losing homes, their investments and their prospects.  Let me use other words. America is loosing [...]


Balance transfers ’should be approached with care’

For those who have racked up a significant amount of debt, a 0% balance transfer credit cards deal can help them get their finances under control, it has been suggested.
Indeed, Reserve Bank statics analysed by research company InfoChocie reveal that those Aussies owing £10,000 on plastic cards can save as much as $4,300 by [...]


Alberta Fixed Mortgage Rates or Adjustable Mortgage Rates?

There are two different types of mortgages to choose from in Alberta: fixed mortgage rates or adjustable mortgage rates.  Figuring out the various types of loans can, to a certain extent, be nerve-racking experience for the average home-buyer.
The type of mortgage you will want to choose largely depends on the interest rate.  It’s important to [...]


Mortgage Rates in Alberta—Medicine Hat, Red Deer, Lethbridge, and Grand Prairie

When you’re looking for good mortgage rates in Alberta, don’t limit yourself to just Calgary or Edmonton.  In fact, people in outlying cities have a high demand for mortgage rates in places such as Medicine Hat, Red Deer, Lethbridge, and Grand Prairie.
Every year the population of Alberta is increasing.  What was once considered larger towns [...]


Are Interest Only Loans the Best Mortgage Available?

Many people think an interest only mortgage is the best mortgage, but is it really? Since interest only loans have a lower monthly payment than other loans, it appears to be the best mortgage loan available. However, interest only loans have a major drawback and should only be used in specific cases.
I must admit, I [...]


First Time Home Buyers Mortgages

Different types of mortgages quickly overwhelm first time home buyers. Before you know it you are being bombarded with all kinds of advice and opinions. Throw in the financial services and you want to give up. So how do you travel through the maze of buying a home?
First, get some sound free advice.  The company [...]